For instance, we will not be liable if the following occurs: Personal Identification Number (PIN) and Password. This credit card requires a pledge deposit account and for you to sign a Collateral Pledge. A fee may apply if this inquiry is handled by a Landmark associate. Your Card may not be used for any transaction that is illegal under Federal, State or local law. Notice of Varying Amounts. Swipe up on your screen to launch at checkout.
Download the Google Pay app and tap the "add a card" button in the app.
New Berlin, WI 53151-0870.
We will then establish a maximum credit limit for your account (Credit Line) and advise you of its amount. Except for its own negligence, Landmark is not liable for any personal injury or tangible property damage suffered or incurred by you through use or attempted use of the Card at any ATM Terminal. Definitions. Once the check is processed, youll be asked to sign a receipt and get a copy for your records. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you have authorized us in advance to make regular payments from your Account, you can stop these payments.
We may change the terms and fees for the services disclosed in this Agreement and may amend this Agreement from time to time. ATM Terminals or terminal operators may have additional limits on the amount of withdrawals or deposits. Use of the ATM Card is limited to ten transactions per day including transfers, withdrawals, deposits, and inquiries.
You have asked Landmark to issue a Card and its replacements from time to time, at our option. If we decide to do this, we will credit your Account within ten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete the investigation. Also, your Card may not be used for any Gambling, including Internet Gambling. Disclosure of Account Information to Third Parties. Right to Receive Documentation of Transfer. Cash back will be earned based on your qualifying net purchases (purchases minus returns and/or other related credits). For security reasons, there are limits on the number of withdrawals you can make using ATM Terminals. The date of conversion by Visa International may differ from the purchase date and the posting date identified in the monthly statement for your Account. Follow the instructions to add your card manually or with the camera.
Dollars, dated within six months prior to the date of attempted deposit, drawn by or properly endorsed by you and in the amount which does not violate any restriction on the instrument; or (ii) in an amount in excess of any limitations imposed by the terminal operator, (f) obtain authorization of a check or draft which is (i) drawn by and payable to the order of someone other than the Member presenting the Card (unless payable to a merchant in a POS Transaction); (ii) not endorsed by the Member presenting the Card (unless payable to a merchant in a POS Transaction); (iii) not payable in U.S. Authorization to Debit or Credit Account. Please consult our Funds Availability Policy or contact a Landmark associate for further details. Landmarks business days for the purpose of this disclosure are Monday through Friday, except holidays recognized by us and the Federal Reserve. By clicking "continue", you will leave Landmark Credit Union's website and will be re-directed to a website that is not controlled by Landmark Credit Union. Preauthorized Credits. The required cash collateral deposit becomes the credit line for your account.
An account will be disqualified if it becomes past due 60 or more days. The words we, our, us or Landmark means Landmark Credit Union. Landmark Credit Union does not endorse or guarantee the products, information or recommendations provided by the linked website and is not liable for any products, services, or content advertised on the linked website. Cards are issued by Landmark Credit Union pursuant to a license from Visa USA Inc. By clicking "continue", you will leave Landmark Credit Union's website and will be re-directed to a website that is not controlled by Landmark Credit Union. To add a new card, tap "Add Credit or Debit Card". The notice also should state if the merchant or company will electronically collect a fee from your Account - like a bounced check fee - if you have insufficient available funds to cover the transaction. Using the phone's camera, scan your card. Please click the button below to apply in our new system. This limit does not apply to transactions at ATM terminals, but does apply to all other transactions where the card is used as an ATM card.
Check out Visa FAQs for further information. You may not use the Card to: (a) request any transactions at an ATM Terminal if you know or are informed at the ATM Terminal, or by a clerk, that the ATM Terminal is malfunctioning or not operating, (b) attempt a transaction without the use of a Card and insertion of the correct PIN furnished by Landmark, (c) attempt to initiate any transaction in connection with an Account which has been closed by you or by Landmark, or which is subject to legal process or other encumbrance, (d) request withdrawal or transfer of funds from an Account (i) if you have not opted-in for Premium Overdraft and the withdrawal or transfer would overdraw an Account or, if an Account is maintained in connection with Overdraft Protection, Premium Overdraft or line of credit, the funds available through those programs, (ii) in addition to any withdrawal which exceeds authorized limits as established and disclosed by Landmark, (e) deposit funds to an Account (i) by means of anything other than a transfer from one or the other of those two Accounts, cash or completed negotiable instrument payable in U.S. You could lose all the money in your Account and the available Credit, Premium Overdraft and Overdraft Protection funds. Card means your debit card and/or ATM Card issued by Landmark and any additional cards or renewals.
You may authorize a merchant or other payee to make a one-time electronic payment from your checking Account using information from your check to pay for purchases or bills. Apple Pay Terms & Conditions Refusal to Honor Card. Open the Samsung Pay app. The Card remains our property and shall be surrendered to Landmark immediately upon request. This APR will vary based on the Prime Rate.
Please click the button below to apply in our new system. Card use for cash advances at either financial institutions or VISA. By clicking "continue", you will leave Landmark Credit Union's website and will be re-directed to a website that is not controlled by Landmark Credit Union.
Some services may not be available at all terminals. Retention of, signature on or use of the Card constitutes agreement to comply with this Disclosure, as amended from time to time.
You do not earn cash back on cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind on your card account. If qualified, bonus will appear on the monthly statement 30 days following the end of the promotion period and will be displayed as an addition to rewards points earned-to-date. All current fees associated with electronic funds transactions are listed in the Fee Schedule and are subject to change. Overdrafts. Simply swipe your card like you do today. The credit will be reversed if the deposit is not paid. If you order us to stop your preauthorized payment(s) no less than three (3) business days before the transfer is scheduled, and we do not do so, we will be liable for your losses or damages. Notice about check information being processed electronically can be given to you in different ways: in a store, a merchant might post a sign at the register or give you a written notice. The storage and usage of your payment card number (and credentials corresponding to your payment card number) in this digital wallet are subject to the terms and conditions of the applicable cardholder agreement with your payment card issuer, as in effect from time to time. Hold your iPhone near the contactless reader with your finger on Touch ID.
Except to the extent provided in this Agreement, Landmark is not liable for any loss, cost, damage or expense incurred by you by reason of malfunction of any part of any system or failure to complete any transaction which is caused by natural disaster, fire, strike, war, riot, act of God or any other cause beyond the control of Landmark and any other entity which is part of or is connected to any systems.
We will tell you the results within three (3) business days after completing our investigation. 6 Intro APR available on purchases & non-Landmark balance transfers. Earn 1 point for every dollar4 in purchases and earn double points every day on gas and restaurant purchases5. This zero liability policy does not apply to a commercial card, ATM or PIN transactions, or if you have been grossly negligent or fraudulent in handling the Card.
It is your responsibility to notify the third party to whom the payments were being made that you have revoked this payment authorization.
Relevant fees include the following: Stop Payment fee; NSF fee for declined transactions that exceed your ledger balance; Overdraft Protection fee, Returned Check fee, Paid Overdraft fee, Premium Overdraft fees, ATM or Debit Card Overdraft fee, ATM Withdrawal fee. Box 510870
See steps below. You can get a receipt at the time you make any transfer to or from your Account using an ATM Terminal or by making a POS Transaction. You may ask for copies of the documents that we used in our investigation. If you ask us to terminate your Account or the use of an ATM Card, debit card or any other access device, you will remain liable for subsequent transactions that are performed pursuant to your authorization.
If you call, we may also require you to put your request in writing and get it to us within fourteen (14) days after your call. Whenever the Account is overdrawn, we have the right to return unpaid, any checks or other orders on the Account which are presented to Landmark and to assess service charges for making such returns. Circumstances beyond our control (such as fire, flood, earthquake, electronic failure, malfunction or unavailability of central data processing facility, computer hardware or software systems, etc.) Limited to accounts in good standing. Cash advances are not eligible for the 0% Intro APR. Open the Wallet App and tap "Add Credit or Debit Card". Generally, you will receive a monthly Account statement for each month in which a transfer is made; at least you will receive a quarterly Account statement if no transfers are made. Landmark is also not responsible for the refusal of any merchant or financial institution to honor the Card or for its retention of the Card.
Your liability. EMV is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. Tap "Next". Types of Available Transfers. Then secure it with your fingerprint and a backup PIN number.
When adding your Landmark card to your Apple device for the first time, you may be required to authorize your card. Once setup is complete and your card has been verified, its ready for use. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your Account. Follow these steps to set up Google Pay. If prompted, please call 844-646-5467 to complete set-up.. 8 Applicants under 18 years of age must have co-signer. The following provisions only apply to Cards and Card transactions. Also, even when you give a check to a store cashier, the check may be processed through an electronic system that captures the Account information and the amount of the check. After adding your Landmark card, make sure to change it to your default: If you have further questions about Apple Pay, please visit the FAQ page. Landmark is not liable for consequential damages. All terms, conditions and agreements which govern your Account (whether set forth in this Disclosure or Agreement or in any related rules and regulations or otherwise) also apply to the Card except where this Disclosure provides differently.
Goods or Services Purchased. Dollars; (iv) dated more than six months prior to date of transaction; (v) in violation of any stated restriction on check or draft (for example, not valid after 30 days); or (vi) for amount exceeding limits established and disclosed by Landmark, and (g) carry out any illegal transaction. Card Ownership, Termination. Each Member who is a party to a joint Account hereby appoints the other Member as Members attorney-in-fact with power to use the Card to make withdrawals from such Account. Our Liability for Failure to Make or Complete an Electronic Funds Transfer. 1 Earn 1.5% cash back on all Cash Back Credit Card purchases. Start earning points with Landmark Rewards. You must: If you tell us orally, you are required to send us your complaint or question in writing within ten (10) business days. Please click the button below to apply in our new system.
5 Qualifying for gas and dining out points is based on the merchant's designation, based on what it primarily sells. You agree to pay charges and accept credit for the converted transaction amounts in accordance with the terms of this paragraph. Make purchases from your mobile device on the go. Joint Member Accounts.
Please click the button below to apply in our new system. Open the Watch App on your iPhone, and go to the "My Watch" tab. The last card used or viewed would be the card defaulted for payment. If you have further questions about Google Pay, please visit the Help page. If you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if your Card/code is used without your permission.
ATM Terminals and ATMs means any terminal at which you may use your Card together with your Personal Identification Number (PIN) to perform transactions. By clicking "continue", you will leave Landmark Credit Union's website and will be re-directed to a website that is not controlled by Landmark Credit Union. If use of the Card overdraws your Account, you will be notified, and you agree to make immediate payment to Landmark of the amount of any such service charges as we may impose. We may terminate your privilege of using the Card and may withhold approval of any transaction any time. Neither Landmark nor any owner of the ATM Terminal is liable to you if the transaction is not completed and you have violated any of these rules. Describe the error or the transaction you are unsure about and explain as clearly as you can why you believe it is an error or why you need more information; Tell us the dollar amount of the suspected error; and. The exchange rate is increased by one percent (1%) if the conversion is made in connection with a charge to an Account and decreased by one percent (1%) if the conversion is made in connection with a credit to an Account. You may conduct the following types of transactions through Landmarks electronic transfer services in the amounts and on the days you request: Some of these services may not be available at all terminals or through all electronic services systems. Landmark is not responsible for any goods or services you purchase with the Card except when the Card is used as a credit card and the purchase cost is $50 or more and the transaction occurred in the same state as, or within 100 miles of, your address to which statements are sent. Chargebacks. Follow these steps to set up Samsung Pay. Start building your credit history while earning 1 point for every $1 you spend4 and double points on gas and restaurant purchases5. Choose the credit card program thats right for you. Designed to help build you good credit. Unlock your phone and hold near the contactless terminal at any location that accepts Google Pay.
2 Disqualified from earning cash bonus or rewards points bonus if account is 30 days past due.
The ATM Terminals, the ATM System or any other system containing terminals at which the Card may be used are available for your convenience, and, except to the extent provided in this Agreement, Landmark is not liable for the unavailability or failure to operate of all or any part of any system. The perfect credit card for full-time high school and college students8.
Cash refunds will not be made on any POS Transaction made with your Card. Please click the button below to apply in our new system.
You do not earn points for unauthorized or fraudulent charges or for fees of any kind on your card account. Landmark will not be obligated to comply with the error resolution requirements of Regulation E of the Federal Reserve Board unless you notify Landmark of an error, orally or in writing, at the telephone number and address shown on this document. .
Our Liability for Failure to Stop Payment. As to any transaction which, (i) involves a sale of goods or services and is paid for directly through an ATM Terminal, or any remote terminal as defined in Wisconsin Statutes, (ii) involves a transfer of $50 or more, (iii) does not involve a check or draft, or (iv) results in the extension of credit, we will reverse the transaction and credit the Account within 3 business days following the date of the sale and receipt of written or oral notice from you at the contact number or address provided in this Agreement. If the reversal to an Account overdraws the Account, Landmark may charge all or part of the deficiency to any other Account at Landmark of any Member authorized to use the Card, and you shall pay to Landmark any deficiency which cannot be paid out of such Accounts.
All electronic funds transactions are governed by this document and your acceptance, retention or use of an ATM Card, debit card or other electronic funds transaction confirms your receipt of and agreement with the terms described below. Calling us is the best way to keep your possible losses down. For errors involving new Accounts (within 30 days after the first deposit into the Account was made) or POS or foreign-initiated transactions, we may take up to ninety (90) days to investigate your complaint or question. Look for this iconand youll no longer have to enter your 16-digit primary account numbers, look up passwords, or fill out long forms to make a purchase. Withdrawals and transfers from any Account are limited to the amount of available funds in the Account plus any available credit, Overdraft Protection and Premium Overdraft funds. Please click the button below to apply in our new system. You do not have the ability to set a default card in Samsung Pay. Landmark is not liable for the refusal or inability of any ATM Terminal to honor the Card or to complete a withdrawal from your Account, or for its retention of the Card. 7 Based on creditworthiness. If you have an iPhone X or above, you can use Face ID instead of Touch ID. Fees for Electronic Funds Transaction Services.
Earn additional points for good grades each semester!
POS Transaction means any use of the Card through the Visa Network Terminal (not an ATM Terminal) to pay a merchant for goods or services at point-of-sale. POS PIN transactions are limited to $3,000 per day, temporary limits of $500 may apply if the system is offline. Landmark Credit Union does not endorse or guarantee the products, information or recommendations provided by the linked website and is not liable for any products, services, or content advertised on the linked website.
Bill Pay is limited to $9,999.99 per payment and $19,999.99 per day. 4 Points will be earned based on your qualifying net purchases (purchases minus returns and/or other related credits). Each surviving Member shall indemnify Landmark for any tax Landmark may be required to pay under Wisconsin Statutes by reason of withdrawals or payments from the Account, after the death of a joint Member, to any person or to the surviving member in case of a joint Account. Chip-activated terminals are coming to certain U.S. retailers this year and more locations in the years to come.